Builder's Risk
Fields Howell represents insurers in complex Builder’s Risk claims involving construction-related property damage, delay losses, and contractor liability. Our attorneys provide targeted coverage counsel and litigation defense for claims arising from major commercial projects, infrastructure developments, and high-value residential construction. We help insurers navigate the evolving risks inherent in building and development.
Protecting What’s at Stake Before It’s Built
Builder’s Risk insurance sits at the intersection of property coverage and construction risk. These policies are critical during the course of construction, but claims often raise complex questions about causation, covered versus excluded perils, and responsibility among contractors and owners. At Fields Howell, we represent carriers facing claims arising from fires, floods, collapses, wind damage, and defective workmanship—often on projects involving tens of millions of dollars.
Our team advises on policy interpretation, including sublimits, soft cost provisions, and timing of loss. We’ve handled disputes involving delay claims, ordinance enforcement, and damage to partially completed structures. We also work with carriers to assess claims involving multiple parties and layers of coverage, ensuring that risks are clearly defined and responsibilities properly allocated.
In addition to coverage counseling, Fields Howell defends insurers in litigation stemming from builder’s risk disputes. Our attorneys have experience navigating multi-party construction litigation, including coordination with general liability and professional liability policies where coverage overlaps or conflicts arise. From claim inception through trial, we deliver clear legal strategies and effective advocacy to protect insurers’ interests throughout the build process.
Attorneys
Our Builder's Risk Team